These Terms & Conditions are effective from 10 February, 2025
1. General Information
CLFNCE OÜ ("Cleo""), Company number: 17165857, established in accordance with the laws of Estonia, with its registered office at Harju maakond, Tallinn, Kesklinna linnaosa, Järvevana tee 9, 11314, Estonia, incorporated in the Estonian Commercial Register maintained by the Tartu County Court Registration Department, is the exclusive owner and operator of the cleo.finance application ("App"").
2. Definitions
a) "Terms" refer to these Affiliate Terms and Conditions, governing the relationship between Cleo and the affiliate partner.
b) "We," "our," and "us" refer to Cleo, any successor, or subsidiary.
c) "You" and "your" refer to the affiliate partner promoting Cleo under these Terms.
d) "WS" refers to our website https://cleo.finance.
3. Agreement
a) These Terms govern the cooperation between you and us, under which you promote our products and services in exchange for remuneration.
b) Please save or print and keep a copy of these Terms for your records.
4. Affiliate Cooperation
a) You may promote our products and services ("Cooperation") via your website, social media accounts, or other platforms using the referral link ("Link") provided by us.
b) Your role is that of an ambassador, not an employee. This partnership does not establish an employment or agency relationship.
c) Your goal is to encourage users to register for our services via WS using your unique affiliate link or code ("Conversions").
5. Content Restrictions
You must not display our Link on platforms that contain or promote:
6. Fraud Prevention and Compliance
a) You agree to comply with all applicable laws and regulations when promoting Cleo, including but not limited to consumer protection laws, advertising standards, and data privacy laws applicable in Estonia and the countries where you operate. You may not engage in deceptive marketing practices, spam, or misleading advertising.
b) You guarantee that your promotional platforms are not used for illegal activities.
c) If you violate any of these obligations or provide false statements, we may immediately terminate our Cooperation and invalidate your Link.
d) Fraudulent behavior includes, but is not limited to:
7. Remuneration and Commission Structure
a) We undertake to pay you remuneration for premium registrations ("Remuneration").
b) A "premium registration" occurs when a referred user purchases an annual or monthly subscription to our service via WS.
c) You may select out of the available commission structures:
d) The final calculation of Registrations and Remuneration occurs at the end of each month, based on data from Stripe, partnered exchanges, and our internal database.
e) Remuneration is not paid if a user cancels their subscription within 15 days of purchase.
f) We reserve the right to withhold payment for Registrations suspected of fraudulent behavior (e.g., multiple users from the same IP, identical trading behavior, repeated minimal engagement, etc.).
8. Termination of Cooperation
a) We may terminate our Cooperation with you at any time with a 7-day notice, except in cases of fraud or material breach, in which case termination will be immediate.
b) If you misrepresent Cleo, use unauthorized claims, engage in false advertising, or harm our reputation, we may immediately terminate this agreement.
c) If we terminate your participation due to fraudulent activity, all outstanding Remuneration will be forfeited.
9. Payment Terms
a) Remuneration payments are processed once per month, provided your outstanding balance is at least €50 (in words: fifty euros).
b) Payments are made via PayPal, Wise, or cryptocurrency transfer (for larger amounts, subject to approval).
c) You are responsible for ensuring the accuracy of your payment details.
10. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be communicated via email or posted on our website. Continued participation in the Affiliate Program after such changes constitutes acceptance.
11. Governing Law and Jurisdiction
a) These Terms and the relationship between you and us shall be governed by the laws of Estonia.
b) All disputes shall be resolved in the Harju County Court in Tallinn, Estonia.
c) You agree to submit to this jurisdiction and waive any objections regarding an inconvenient forum.
12. Severability Clause
If any term of these Terms is found to be illegal or unenforceable, the remainder shall continue in full force and effect. The invalid provision will be replaced by a valid and enforceable term that closely aligns with the original intent.
13. Waiver Clause
Failure by either party to enforce any provision of these Terms does not constitute a waiver of that provision or any other rights.
14. Indemnification
You agree to indemnify, defend, and hold harmless Cleo, its officers, employees, and affiliates from any claims, liabilities, damages, costs, or expenses (including legal fees) arising from:
15. Non-Assignability
You may not assign, transfer, or delegate your rights or obligations under these Terms to any third party without prior written consent from Cleo. Any unauthorized assignment shall be considered null and void.